AML Compliance

AML Risk Assessment

A thorough assessment of your exposure, with a documented matrix that supports your control decisions.

An AML risk assessment is the foundation of any compliance framework: the intensity of due diligence, the degree of monitoring and training priorities all derive from it. Without one, procedures are arbitrary and hard to justify to a regulator.

We carry out your AML risk assessment across four dimensions: customers, products and services, delivery channels, and geography. Each is rated with a clear methodology, documented step by step.

The output is a written risk matrix showing the level of each risk and the controls that answer it — a practical guide and solid support in any review.

What the service includes

Customer risk

Rating customer segments by risk level and the nature of the relationship.

Product risk

Examining products and services and identifying which carry higher exposure.

Channel risk

Assessing direct and indirect channels and their effect on verification.

Geographic risk

Assessing the geographic scope of operations and connected parties.

Risk matrix

A final document linking each risk to its level and the controls that mitigate it.

Who is this service for?

Businesses building a compliance framework for the first time
Businesses that have expanded activity or markets
Businesses facing a regulatory inspection
Businesses due a periodic reassessment

Frequently asked questions

How often should the assessment be updated?

Periodically, and whenever something material changes in the activity, customers or markets.

How does this differ from customer risk rating?

The entity assessment looks at the whole picture and sets the framework. Customer rating is applied to each client within that framework.

Does it include practical recommendations?

Yes, the assessment ends with proposed controls for each risk level, not just a theoretical rating.

Read more on this

Gold and jewellery displayed in a shop in the UAE

1 min read

AML obligations for real estate brokers and gold dealers in the UAE

Two of the most closely supervised sectors in the UAE. Here is what is actually required of them, and where the common mistakes sit.

Customer identity verification documents and an ownership chain within due-diligence procedures

3 min read

Customer due diligence in the UAE: the four measures, when they tighten and when they simplify

Due diligence is not a passport copy kept in a file. It is four connected measures, simplifying them is conditional, and the most common source of findings is documentation rather than the procedure itself.

An AML risk assessment matrix on a meeting table

2 min read

The AML business risk assessment: how it is built and how it is tested

An inspector does not ask whether you have a risk assessment. They ask how you built it and what you changed because of it. A document that changes no procedure is paper, not an assessment.

Related services

An AML policies and procedures manual open on a meeting table

AML Policies & Procedures

A policy manual shaped around your activity, not a generic template.

Pro Count CEO and AML compliance manager at the Abu Dhabi office

AML Compliance Services, Outsourced Compliance Officer and MLRO

A certified compliance officer who takes on your monitoring and reporting duties, at a fraction of the cost of a full-time hire.

The goAML platform during registration of a business in the UAE

goAML Registration

We handle goAML registration, account and permission setup, and ongoing reporting requirements.

Is your business ready for a regulatory inspection?

Message us on WhatsApp for a free initial assessment of your compliance position — no obligation.

Chat on WhatsApp